DATE: March 20, 2026
TIME: 21:00:00
VENUE: Scotiabank Saddledome, Calgary, AB
MATCHUP: Florida Panthers (34-34) vs. Calgary Flames (27-41)
EXECUTIVE SUMMARY: MARKET INDEX & OPENING LINES
The following data represents a high-level overview of the betting market for the NHL contest between the Florida Panthers and the Calgary Flames. Lines are current as of 09:00 AM EST.
| Metric | Florida Panthers | Calgary Flames |
|---|---|---|
| MoneyLine | -110 | -110 |
| Spread | -1.5 (+180) | +1.5 (-220) |
| Total (O/U) | 5.5 | 5.5 |
| C.O.W. (Confidence of Win) | 59.53% | 41.25% |
| Forecast Score | 3.11 | 2.70 |
| Projected Total | 5.81 | — |
| DMVI | 113 | 183 |
| PVI – SOS Sentiment | (B) NEUTRAL (10 D) | (C) NEUTRAL (2 D) |

ANALYTICAL BREAKDOWN: SEASON PERFORMANCE METRICS
Data comparison of Straight Up (SU), Against the Spread (ATS), and Over/Under (O/U) performance for the 2025-2026 NHL campaign.
FLORIDA PANTHERS (AWAY)
- SEASON RECORD: 34-34 SU | 23-45-0 ATS | 38-28-2 O/U
- AWAY RECORD: 16-17 SU | 13-20-0 ATS | 20-12-1 O/U
- LAST 10 GAMES: 4-6 SU | 3-7-0 ATS | 5-5-0 O/U
- STREAK: 1 SU Win | 1 ATS Win | 1 Under
- LAST GAME: 4-0 Win vs. Edmonton Oilers (Road Underdog)
CALGARY FLAMES (HOME)
- SEASON RECORD: 27-41 SU | 36-32-0 ATS | 31-32-5 O/U
- HOME RECORD: 17-16 SU | 20-13-0 ATS | 14-15-4 O/U
- LAST 10 GAMES: 3-7 SU | 5-5-0 ATS | 5-5-0 O/U
- STREAK: 1 SU Win | 1 ATS Win | 1 Under
- LAST GAME: 2-1 Win vs. St. Louis Blues (Home Underdog)
SITUATIONAL DATA MODULE: SCORING AVERAGES & SYSTEM TRENDS
Analysis of offensive and defensive outputs based on specific game conditions and historical situational performance.
HEAD-TO-HEAD SITUATIONAL SCORING
| Situation | Panthers (GF/GA) | Flames (GF/GA) |
|---|---|---|
| Overall (L10) | 2.60 / 3.30 | 2.30 / 4.10 |
| Home/Road Splits | 2.83 / 3.94 (Road Fav) | 2.76 / 3.05 (Home Dog) |
| Last 3 Games | 2.67 / 3.67 | 2.00 / 3.00 |
| Last 5 Games | 2.80 / 3.00 | 2.20 / 3.40 |
| Last 7 Games | 2.71 / 2.86 | 2.71 / 4.00 |

STRENGTH OF SCHEDULE (SOS) & PREDICTIVE VALUE INDEX (PVI)
- Florida SOS (Last 7 Days): 46.94%
- Calgary SOS (Last 7 Days): 55.10%
- PVI Status: Florida currently holds a (B) NEUTRAL rating with a 10-day duration. Calgary holds a (C) NEUTRAL rating with a 2-day duration.
Understanding the Raymond Report system is essential for interpreting these SOS/PVI shifts, which prioritize the quality of competition over raw win-loss records.
THE 80% CLUB: HIGH-PROBABILITY TREND ANALYSIS
Historical data points meeting the 80% threshold for predictive modeling.
FLORIDA PANTHERS TRENDS
- FRIDAY DOMINANCE: The Panthers are 14-3 SU (82.3%) when playing as an Away Favorite on a Friday over the last 6 years.
- POST-ROAD WIN: Coming off a road underdog win, Florida has shown a 60% conversion rate in sustaining momentum in the subsequent road contest.
- SCORING MARGIN: In games following a 4+ goal victory, the Under has hit at a 64% clip over the current season.
CALGARY FLAMES TRENDS
- FRIDAY ATS STRENGTH: The Flames are 25-10-0 ATS (71.4%) when playing as a Home Underdog on a Friday since 1996.
- HOME UNDERDOG MARGINS: As a home underdog this season, Calgary maintains a 9-12 SU record but a significantly higher 16-5 ATS record (76.2%).
- DEFENSIVE REBOUND: Following a game where they allowed exactly 1 goal against, the Over has hit in 6 of the last 8 instances (75%).
MODULAR TEAM BREAKDOWN: RECENT PERFORMANCE TRACKER
A clinical look at the last 15 games for both organizations to identify trajectory and value gaps.
| Game Range | FLA SU | FLA GF | FLA GA | CAL SU | CAL GF | CAL GA |
|---|---|---|---|---|---|---|
| Last 3 | 1-2 | 2.67 | 3.67 | 1-2 | 2.00 | 3.00 |
| Last 5 | 3-2 | 2.80 | 3.00 | 2-3 | 2.20 | 3.40 |
| Last 10 | 4-6 | 2.60 | 3.30 | 3-7 | 2.30 | 4.10 |
| Last 15 | 6-9 | 2.73 | 3.40 | 6-9 | 2.40 | 3.53 |

AIPL PREDICTION & VERDICT: THE RAYMOND REPORT
Leveraging NHL betting analytics, our AI models have generated the following forecast for March 20, 2026.
COMPUTER FORECAST: Florida 3.11, Calgary 2.70.
TOTAL FORECAST: 5.81 (Slight edge to the Over 5.5).
SITUATIONAL ANALYSIS:
Florida enters this contest as a Road Favorite (-110), a role where they have struggled this season (6-12 SU). However, the long-term Friday trend (14-3 SU) offers a massive historical buffer against current-season struggles. Calgary's strength lies in the ATS market as a Home Underdog (20-13 ATS overall at home).
MARKET VALUE REPORT (DMVI):
- Florida DMVI: 113 (Undervalued relative to market perception).
- Calgary DMVI: 183 (Overvalued relative to season-long efficiency).

BETTING OPTIONS:
- SU (MoneyLine): Florida Panthers -110. The historical Friday win percentage for Florida as a road favorite outweighs the current season road record.
- ATS (PuckLine): Calgary Flames +1.5. Calgary’s 71.4% ATS record on Fridays as a home underdog since 1996 provides significant statistical cover.
- TOTAL (O/U): Over 5.5. Forecast suggests 5.81 goals. Florida’s away O/U record of 20-12-1 (62.5% Over) supports this direction.
For more detailed situational reports, including the latest AIPL trend report, visit our premium database.
TECHNICAL DATA POINTS: FLORIDA PANTHERS
- Coming off a road underdog win.
- Coming off 1 game winning streak.
- Coming off 1 under.
- Scored 4 or more goals FOR in last game.
- Scored 0 or less goals AGAINST in last game.
- Coming off 3 game road stand.
TECHNICAL DATA POINTS: CALGARY FLAMES
- Coming off a home underdog win.
- Coming off 1 game winning streak.
- Coming off 1 under.
- Scored 2 or more goals FOR in last game.
- Scored 1 goal AGAINST in last game.
- Coming off 1 day off.
FINAL AIPL SCORE PROJECTION
FLORIDA PANTHERS 3, CALGARY FLAMES 2 (OT)
Data processed via ATS Stats proprietary AI models on Friday, March 20, 2026. For real-time line moves and market shifts, visit The Board.
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